Why Title Insurance

New homeowners want to focus on buying new furniture for the living room or painting walls, not worrying about having to pay a bill left behind by a previous owner.

Lenders require a title insurance policy to protect their investment. You should have a policy to protect your investment as well. For a one-time fee paid at closing, an owner’s policy can protect your property rights for as long as you or your heirs own the property.

An owner’s policy protects you from:

• Unpaid mortgages
• Unpaid property taxes
• Child support liens
• Missing heirs who could claim the property belongs to him or her
• Missed easements or rights of way that could limit your use of the property